Consumer Lending

Phoenixville Federal Bank & Trust takes pride in our personal banking approach and treats you as an individual, not a number.

Mortgages

Current Rates Every home buyer has different financial needs. Whether you’re in the market for your first home or looking to build that dream retirement home, we have the mortgage you need. We also provide that personal touch by customizing a plan to meet your specific needs.

Our “Prequal” program allows you to qualify your debt service ability and credit worthiness BEFORE you shop for a house. Our mortgage experts can easily guide you through the sometimes complicated, confusing process of home mortgages.

Know how much house you can afford upfront
Look for your dream house with confidence
Have negotiating power
Easy transition from pre-approval to settlement
Always competitive rates

We offer a choice of contemporary home financing plans that you can handle now and in years to come.

Adjustable Rate (ARM)
Fixed Rate
First Time Home Buyer – for borrowers who have never purchased a home. Fixed rate for the first 5 years then adjustable rate after 5 th year with annual adjustment for remaining life.
Apply Now

Construction

Our single settlement construction/permanent loan for new homes saves the settlement costs of two closings.

Home Equity Loans / Lines of Credit

Current RatesTurn the equity in your home into cash for college tuition, a vacation home, overdraft protection, debt consolidation, remodeling, or any of your other needs. Based on your home's equity, the cash sum may be large or small and the interest paid may be tax deductible.

Loans: Terms 12 to 240 months; fixed interest rate for the life of the loan
Lines: Open-end line of credit accessed by a check. Terms – 5 year draw with a 10 year payback. Variable interest rate based on Prime Rate
Apply Now

Automobile / RV / Boats

Current RatesWith terms up to 5 years, anytime is a good time to buy that new or used vehicle or fun toy.

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		Consumer Lending Phoenixville Federal Bank & Trust takes pride in our personal banking approach and treats you as an individual, not a number. Mortgages Construction Home Equity Loans / Lines of Credit Automobile / RV / Boats Check Your Credit Report Apply Now-Phoenix EZ App Current Rates Mortgages Current Rates Every home buyer has different financial needs. Whether you’re in the market for your first home or looking to build that dream retirement home, we have the mortgage you need. We also provide that personal touch by customizing a plan to meet your specific needs. Our “Prequal” program allows you to qualify your debt service ability and credit worthiness BEFORE you shop for a house. Our mortgage experts can easily guide you through the sometimes complicated, confusing process of home mortgages. Know how much house you can afford upfront Look for your dream house with confidence Have negotiating power Easy transition from pre-approval to settlement Always competitive rates We offer a choice of contemporary home financing plans that you can handle now and in years to come. Adjustable Rate (ARM) Fixed Rate First Time Home Buyer – for borrowers who have never purchased a home. Fixed rate for the first 5 years then adjustable rate after 5 th year with annual adjustment for remaining life. Apply Now back to top Construction Our single settlement construction/permanent loan for new homes saves the settlement costs of two closings. back to top Home Equity Loans / Lines of Credit Current RatesTurn the equity in your home into cash for college tuition, a vacation home, overdraft protection, debt consolidation, remodeling, or any of your other needs. Based on your home's equity, the cash sum may be large or small and the interest paid may be tax deductible. Loans: Terms 12 to 240 months; fixed interest rate for the life of the loan Lines: Open-end line of credit accessed by a check. Terms – 5 year draw with a 10 year payback. Variable interest rate based on Prime Rate Apply Now back to top Automobile / RV / Boats Current RatesWith terms up to 5 years, anytime is a good time to buy that new or used vehicle or fun toy. back to top