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Credit Cards / Check Cards / ATM
Personal Credit Cards
We make it easy to choose the credit card that is right for you, with three cards to choose from. All three cards are available in two options, Low Rate Card or Preferred Points Card.
 Visa® Classic
 Visa® Platinum
 Gold MasterCard®
Personal Card – Low Rate Benefits
- Competitive annual percentage rate (APR).*
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- If your payment gets to us a day or two late, don’t worry because we offer a little extra grace period, helping you avoid a late fee.
Features
- No annual fee.
- Low introductory rate for the first six months.*
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Cash advances can be made for up to 50% of the credit line.
Fees
Other fees may be charged, these fees are listed on the downloadable application.
Personal Card – Preferred Points Benefits
- Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at any branch location of Phoenixville Federal.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.
Features
- No annual fee.
- Low introductory rate for first six months.*
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Cash advances can be made for up to 50% of the credit line.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
Fees
Other fees may be charged, these fees are listed on the downloadable application.
To Apply Now
Download our credit card application.
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at any branch location of Phoenixville Federal.
- Fax your completed application to the Card Service Center at 972-650-7054.
- Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
*Please see application for information about current APRs and fees.
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Business Credit Cards
We make it easy for our business customers to maximize their purchasing opportunities by offering a variety of credit card options. Our Business Visa® Card is available in two options, Standard Card with no annual fee or the Preferred Points Card.
 Business Card – Standard Card
Benefits:
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection.
Features:
- No annual fee.
- Competitive ongoing APR*.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Individual and summary billing options.
Fees:
Business Card – Preferred Points
Benefits:
- Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at any branch location of Phoenixville Federal.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection.
Features:
- Low annual fee of $49.00 per account.
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
- Individual billing option only.
Fees:
To Apply Now:
Download our Business Credit Card Application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at any branch location of Phoenixville Federal.
- Fax your completed application with any supporting documents to the Card Service Center at 972-650-7054.
- Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
*Please see application for information about current APRs and fees.
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MasterCard® Check Card
- access funds through ATMs
 - make purchases against a checking, money market or statement savings account at any Mastercard merchant
- eliminates the need to write a check
- *Other bank surcharges will be reimbursed when receipt is presented within 60 days. See Customer Service for details.
For lost or stolen ATM and Debit / Check Cards, please call 610-415-BANK (2265).
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