Privacy Statement
Phoenixville Federal respects your privacy! Through our web site, we strive to provide valuable information to you about how we may serve you. Whether you are a valued existing customer or someone shopping for new bank services, we hope our site answers your questions about our products and services, locations, and hours.
Our web site does not require you to disclose any personally identifying information. If, however, you choose to contact us via email, we pledge that we will use your email information only for the specific purpose of responding to your comments or questions. Your email address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law.
We reserve the right to change this policy at any time by posting a new privacy policy.
- Privacy Disclosure
- Information Collection, Use and Sharing
- Nonaffiliated Third Parties
- Security Policies and Practices
- Your "Opt-Out" Rights
- Ending Customer Relationships
- No Warranties
- Links to Third Party Sites
Privacy Disclosure
We, at Phoenixville Federal Bank & Trust, are proud of our long history as a safe, strong and secure bank. The basis of each customer relationship, many of which span generations, is trust. Protecting your privacy is important to us. At the same time, we want to offer you a broad range of financial products and services to help you accomplish your financial goals. We believe that we can do both through the privacy policy outlined below.
Information Collection, Use and Sharing
Nonpublic personal information may include, but may not be limited to, your name, your home and/or business address, your home and/or business telephone number, your social security number, and your deposit and loan account information.
Information about consumers is accumulated from a variety of sources. Some information is provided directly by customers. Other data is gathered as a result of our providing a product or a service to customers. Still other information is obtained from outside sources, such as credit bureaus.
We limit the use and collection of information about our customers to that which we believe is necessary to administer our business, provide quality service, and offer opportunities that we believe may be of interest to our customers. This means that we will use information to help us identify and mitigate potential risks and losses to the bank; and to help us identify additional products and services which we believe customers might want.
Phoenixville Federal Bank & Trust does not sell customer information to nonaffiliated third parties
In accordance with the Federal Fair Credit Reporting Act, we do exchange our customers credit information with credit reporting agencies. We do provide information about you and your transactions to government agencies or regulators, and to law enforcement agencies where required or allowed by law. Additionally, we disclose information to comply with subpoenas, summons, and judicial process, and to prevent fraud or other illegal activities.
In the course of our business, we maintain relationships with certain nonaffiliated third parties who act as our agents. We may share information about you with these companies to provide you with convenient access to products and services and to enable us to perform necessary business functions and services. This sharing is permitted by law and the receiving agents are required to keep any information that we give them secure and confidential. Examples of these agents include, but are not limited to: Fiserv (Data Processing), Deluxe (Check Printing), Visa (Visa Credit Cards), MasterCard (MasterCard Debit Cards), STAR (ATM Processing), and our auditors.
Security Policies and Practices
Phoenixville Federal Bank & Trust has established security policies and practices to help us protect your information and records from unauthorized access, use, and disclosure. We train our employees to protect the information and records that we keep. We prohibit our employees, and agents, from releasing any information about you to any third party in any manner that would violate any applicable law or our policy. We do not provide information about you to anyone without first identifying who they are, and verifying if they may have a legal right to the information.
Your "Opt-Out" Rights
By Federal Regulations you are granted "opt-out" rights, which allow you to tell us that you do not want your nonpublic personal information disclosed to nonaffiliated third parties. These rights apply to certain circumstances. At this time, Phoenixville Federal Bank & Trust does not disclose information about our customers in the circumstances to which these rights apply. Consequently, at this time you do not have opt-out rights. If this situation should change, we will notify you.
Ending Customer Relationships
If you should end your customer relationship with us, or if we should end our relationship with you, we will continue to treat all personal records and information as if you were still our customer.
At Phoenixville Federal Bank & Trust we value our customer relationships and recognize and respect our customers' privacy expectations. We want you to understand both how we collect and use information, and our commitment to ensuring your personal privacy. If you should have any questions or concerns, please contact your local branch office.
No Warranties
WE DO NOT MAKE ANY REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT OF THIS WEBSITE FOR ANY PURPOSE. ALL CONTENT IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ANY WARRANTIES AND REPRESENTATIONS WITH REGARD TO THE CONTENT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. We may make changes in the products and/or services described herein at any time without advising you.
Links to Third Party Sites
Some of the links provided on this website will let you leave our server and are not under our control. Access to any other Internet site linked to our web site is at the user's own risk and Phoenixville Federal Bank and Trust is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these linked sites. We do not make any representations whatsoever concerning the content of those sites. The fact that we have provided a link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by us with respect to such site, its owners, or its providers; we are providing these links only as a convenience to you. We have not tested any information, software, products or services found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, products or services found on the Internet; and we caution you to make sure that you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.
