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You have enough decisions to make... which financing option is best for your unique circumstances should not be one of them. Phoenixville Federal Bank & Trust takes pride in our personal banking approach and treats you as an individual, not a number. Our friendly, knowledgeable staff will help you navigate through the process, whether you are buying your first home, renovating your current home, or consolidating debt. Whatever your financial needs, we can help. Call 610-933-1000 today.

For more information or to schedule an appointment, please contact Allen R. Kramer, Senior Vice President / Manager Retail Lending NMLS ID#493972 at 610-933-1000 or email him.

Mortgages

Every home buyer has different financial needs. Whether you’re in the market for your first home or looking to build that dream retirement home, we have the mortgage you need. We also provide that personal touch by customizing a plan to meet your specific needs.

Our “Prequal” program allows you to qualify your debt service ability and credit worthiness BEFORE you shop for a house. Our mortgage experts can easily guide you through the sometimes complicated, confusing process of home mortgages.

  • Know how much house you can afford upfront
  • Look for your dream house with confidence
  • Have negotiating power
  • Easy transition from pre-qualification to settlement
  • Always competitive rates

We offer fixed interest rates with terms up to 30 years.

Construction

Our single settlement construction/permanent loan for new homes saves the settlement costs of two closings.

Home Equity Loans / Lines of Credit

Turn the equity in your home into cash for college tuition, a vacation home, overdraft protection, debt consolidation, remodeling, or any of your other needs. Based on your home's equity, the cash sum may be large or small and the interest paid may be tax deductible. Consult a tax advisor regarding the deductibility of interest.

  • Loans: Terms 12 to 240 months; fixed interest rate for the life of the loan
  • Lines: Open-end line of credit accessed by a check. Terms – 15 year draw with a 15 year payback. Variable interest rate based on Prime Rate

Automobile / Truck / RV 

With terms up to 48 months on new and 36 months on used, anytime is a good time to buy that sensible vehicle or a sporty convertible. Let us help!

Personal Loans

With terms from 12 to 36 months, and no collateral needed, it's the perfect answer to short-term borrowing for any of life's unexpected purchases.

Phoenixville Office

Phoenixville Office

P.O. Box 708
120 Main Street
Phoenixville, PA 19460-0708
610.933.1171
610.933.1176 (fax)

hours & directions

Royersford Office

Royersford Office

70 North Lewis Road
Royersford, PA 19468-2108
610.948.6100
610.948.5376 (fax)

hours & directions

Collegeville Office

Collegeville Office

74 Second Avenue (Rt. 29)
Collegeville, PA 19426-2648
610.489.6067
610.489.0342 (fax)

hours & directions

Pikeland Office

Pikeland Office

P.O. Box 1046
533 Kimberton Road
Kimberton, PA 19442
610.935.8301
610.935.3636 (fax)

hours & directions

Wealth Management

Wealth Management

P.O. Box 1046
533 Kimberton Road
Kimberton, PA 19442
610.935.8304
610.415.0149 (fax)

hours & directions

 

Limerick Office

Limerick Office

451 W. Ridge Pike, Ste. 201
Limerick, PA 19468
610.495.0790
610.495.0792 (fax)

hours & directions

Community Lending Office

Community Lending Office

P.O. Box 629
564 Nutt Road
Phoenixville, PA 19460
610.933.1000
 

hours & directions

Administrative Campus

Administrative Campus

P.O. Box 629
564 Nutt Road
Phoenixville, PA 19460
610.935.4555

Accounting - 610.933.1000

E-Banking - 610.933.1000

hours & directions

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