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About Us


Mission Statement

We are a community bank committed to improving the quality of life in the communities we serve. We empower our employees to provide an exceptional customer experience.

Our History

A Century of Community Caring

The history of Phoenixville Federal Bank & Trust mirrors the evolution of a successful and vibrant community.

In 1911 a group of gentlemen concerned about the inability of people to secure mortgages for the purchase of homes formed the Oaks Building & Loan Association in Oaks, Pennsylvania. Building & Loan board meetings were held in various locations, including the homes of the individuals involved, as well as the Oaks Fire Company. In 1912, the Building & Loan applied for and received a state charter and began accepting deposits from the general public. The small bank used those deposits to fund mortgages through 1938.

In 1939, the Building & Loan opened its first office building in the Borough of Phoenixville, Pennsylvania at 27 South Main Street, not far from the current Phoenixville branch. That same year, a charter was granted by the federal government and the name was changed from the Oaks Building & Loan to Phoenixville Federal Savings & Loan Association.

In 1953 the bank relocated the Phoenixville office to the current location at the corner of Main and Hall Streets, which boasted the first drive-thru banking window in the area. The bank’s first branch office was established in Royersford in 1975 with subsequent branches added in Collegeville in 1980, Kimberton in 1988, and Limerick in 2007.

The bank’s services grew to include Trust & Wealth Management, and as a result, the name was changed in 2003 to Phoenixville Federal Bank & Trust. The Community Lending Center and Administrative Offices were established in 2005 at the renovated Mason Street School in Phoenixville on Nutt Road.

Financially strong and mutually-owned, Phoenixville Federal Bank & Trust remains committed to improving the quality of life in the communities we proudly serve.


  • James S. Lorah, Chairman of the Board
  • Richard A. Kunsch, Sr., Vice Chairman
  • P. Douglas Darlington, President / CEO
  • John A. Carrozza, CPA, Executive Vice President / CFO
  • Charles Benz, Senior Vice President / Retail Operations / Security Officer
  • Edward J. Gallagher, Senior Vice President / Chief Lending Officer / Commercial Lending, NMLS ID#799000
  • Allen R. Kramer, Senior Vice President / Chief Lending Officer / Retail Lending, NMLS ID#493972
  • Kurt A. Kunsch, Senior Vice President / Trust Managing Director
  • Debora Micka, Senior Vice President / Chief Credit Officer, NMLS ID#422016
  • Karla Rush, Senior Vice President / Compliance / Training Officer / Bank Secrecy Act Officer
  • George A. Albany, III, Vice President / Special Assets Manager, NMLS ID#537506
  • Carol Buckwalter, Vice President / Marketing Officer
  • Cheryl Cress, Vice President / Information Technology Manager
  • Steven T. Pratt, Vice President / Relationship Manager, NMLS ID#422033
  • Karen Soffa, Vice President / Senior Portfolio Manager, NMLS ID#1146442
  • Mark Campo, Assistant Vice President / Portfolio Manager, NMLS ID#1257718
  • Frank Rothenberger, Assistant Vice President / Credit Administration Officer, NMLS ID#1477405
  • Karen Adamson, Treasurer / Secretary
  • Julia Sersen, Executive Secretary / Human Resources Benefits / Assistant Secretary
  • Patricia K. Hardy, Bank Secrecy Act Officer / Compliance Specialist
  • Jane Black, Assistant Treasurer / Royersford Office Manager
  • Kathy Clark, Assistant Treasurer / Collegeville Office Manager
  • Linda Donofrio, Assistant Treasurer / Limerick Office Manager
  • Elizabeth Mastrangelo, Assistant Treasurer / Phoenixville Office Manager
  • Marilyn Reich, Assistant Treasurer / Pikeland Office Manager

Board of Trustees

  • James J. Clarke (consultant to the Board of Trustees)
  • P. Douglas Darlington
  • Richard A. Kunsch, Sr.
  • Carl A. LaMastra
  • James S. Lorah
  • James G. Reading
  • Robert M. Romain
  • Randall R. Ruch
  • Jay R. Schaeffer


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Phoenixville Federal Bank & Trust would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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