Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Welcome, Guest to Phoenixville Federal Bank & Trust
Call Today 610-933-1000 Our Hours Choose a location

About Us


Mission Statement

We are a community bank committed to improving the quality of life in the communities we serve. We empower our employees to provide an exceptional customer experience.

Our History

A Century of Community Caring

The history of Phoenixville Federal Bank & Trust mirrors the evolution of a successful and vibrant community.

In 1911 a group of gentlemen concerned about the inability of people to secure mortgages for the purchase of homes formed the Oaks Building & Loan Association in Oaks, Pennsylvania. Building & Loan board meetings were held in various locations, including the homes of the individuals involved, as well as the Oaks Fire Company. In 1912, the Building & Loan applied for and received a state charter and began accepting deposits from the general public. The small bank used those deposits to fund mortgages through 1938.

In 1939, the Building & Loan opened its first office building in the Borough of Phoenixville, Pennsylvania at 27 South Main Street, not far from the current Phoenixville branch. That same year, a charter was granted by the federal government and the name was changed from the Oaks Building & Loan to Phoenixville Federal Savings & Loan Association.

In 1953 the bank relocated the Phoenixville office to the current location at the corner of Main and Hall Streets, which boasted the first drive-thru banking window in the area. The bank’s first branch office was established in Royersford in 1975 with subsequent branches added in Collegeville in 1980, Kimberton in 1988, and Limerick in 2007.

The bank’s services grew to include Trust & Wealth Management, and as a result, the name was changed in 2003 to Phoenixville Federal Bank & Trust. The Community Lending Center and Administrative Offices were established in 2005 at the renovated Mason Street School in Phoenixville on Nutt Road.

Financially strong and mutually-owned, Phoenixville Federal Bank & Trust remains committed to improving the quality of life in the communities we proudly serve.


  • James S. Lorah, Chairman of the Board
  • Richard A. Kunsch, Sr., Vice Chairman
  • P. Douglas Darlington, President / Chief Executive Officer
  • John A. Carrozza, CPA, Executive Vice President / Chief Financial Officer
  • Charles Benz, Senior Vice President / Retail Operations / Security Officer
  • Allen R. Kramer, Senior Vice President / Chief Lending Officer / Retail Lending, NMLS ID#493972
  • Kurt A. Kunsch, Senior Vice President / Trust Managing Director
  • Steven T. Pratt, Senior Vice President / Chief Lending Officer / Commercial Lending, NMLS ID#422033
  • Franklin Rothenberger, Senior Vice President / Chief Credit Officer, NMLS ID#1477405
  • Karla J. Rush, Senior Vice President / Chief Compliance Officer
  • Karen A. Adamson, Treasurer / Comptroller / Secretary
  • Julia A. Sersen, Executive Secretary / HR Benefits / Assistant Secretary
  • Brian DePolis, Vice President / Commercial Relationship Manager, NMLS ID#1849735
  • Roger Kropp, Vice President / Information Technology Manager
  • Stephanie McFarlane, Vice President / Commercial Relationship Manager, NMLS ID#749352
  • Jennifer Schell, Vice President / Commercial Relationship Manager, NMLS ID#984613
  • Brian Dries, Assistant Vice President / Commercial Credit Underwriter, NMLS ID#1477820
  • Mark Everett, Assistant Vice President / Commercial Relationship Manager, NMLS ID#1842934
  • Amy Foy, Assistant Vice President / Loan Servicing Manager
  • Matthew Johnson, Assistant Vice President / Marketing Director 
  • Mary Ann Kern, Assistant Vice President / Information Technology Specialist
  • William Major, Assistant Vice President / Portfolio Manager, NMLS ID#649820
  • Deborah Sparks-Bollig,  Assistant Vice President / Retail Lending Manager / Mortgage Loan Originator, NMLS ID#422017
  • Donna Ziev, Assistant Vice President / Trust Officer
  • Patricia K. Hardy, Bank Secrecy Act Officer
  • Jane Black, Assistant Treasurer / Royersford Office Manager
  • Kathy Clark, Assistant Treasurer / Collegeville Office Manager
  • Linda Donofrio, Assistant Treasurer / Limerick Office Manager
  • Heather Kokonos, Assistant Treasurer / Online Branch / E-Banking Manager 
  • Elizabeth Mastrangelo, Assistant Treasurer / Phoenixville Office Manager
  • Marilyn Reich, Assistant Treasurer / Kimberton Office Manager

Board of Trustees

  • James S. Lorah
  • Richard A. Kunsch, Sr.
  • P. Douglas Darlington
  • Carl A. LaMastra
  • James G. Reading
  • Robert M. Romain
  • Randall R. Ruch
  • Jay R. Schaeffer
  • James J. Clarke (Consultant to the Board of Trustees)


Online Banking

Log In

Error, press "Log In" to continue.

Log In

Error, press "Log In" to continue.

Personalization Settings


Phoenixville Federal Bank & Trust would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again


Locations & Hours

Contact Us


News & Community Events


Back to Top