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Welcome, Guest to Phoenixville Federal Bank & Trust
Call Today 610-933-1000 Our Hours Choose a location

Business Lending

Small Business, Big Dreams

It’s time to partner with the bank that understands what it’s like to be a busy business owner. Phoenixville Federal offers all of the products that the big banks do but we get to know you and your business while understanding what you need.


Business Loans

Better businesses improve the community.

It’s simple… Phoenixville Federal wants the businesses in our community to succeed. Successful businesses like yours contribute to a better community.

Whether you’re starting your business, improving processes, spaces, and equipment or acquiring working capital, we can help!


We offer both owner-occupied and investment commercial mortgages for office, industrial, retail and multi-family real estate projects.


We assist companies in financing all phases of development. From land acquisition through construction, for both owner-occupied and investment properties, Phoenixville Federal Bank & Trust also provides financing for small tract residential builders.

Business Loans / Lines of Credit

Phoenixville Federal offers both real estate and non-real estate secured term loans and lines of credit.

  • Flexibility to allow for various types of financing needs

Business Loans

  • Permanent working capital for your business
  • Fixed rate and terms allow for budget certainty
  • Flexibility to allow for various types of financing needs

Lines of Credit

  • Short-term working capital needs
  • Borrow only what you need up to a pre-approved limit
  • Flexibility to borrow funds again after repayment

Business Letters of Credit

A business letter of credit substitutes Phoenixville Federal Bank & Trust’s credit worthiness for your company’s, obligating the bank to:

  • Repay money borrowed by or advanced to or for the applicant,
  • Make payment on account of any indebtedness undertaken by the applicant, or
  • Make payment on account of any default claimed by the beneficiary in the performance of an obligation or contract.

SBA Financing

Phoenixville Federal participates in SBA (Small Business Administration) financing which provides alternative programs to traditional lending.



It’s time to do business! Make the call today!

For more information or to schedule an appointment, please call 610-933-2655 or email:


Steven T. Pratt
Senior Vice President / Chief Lending Officer
NMLS ID#422033

Brian DePolis

Brian DePolis
Vice President / Commercial Relationship Manager
NMLS ID#1849735

Stephanie McFarlane lending page

Stephanie McFarlane
Vice President / Commercial Relationship Manager
NMLS ID#749352

Jennifer Schell

Jennifer Schell
Vice President / Commercial Relationship Manager
NMLS ID#984613

William Major

William Major
Assistant Vice President / Portfolio Manager
NMLS ID#649820



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