Routing Number 231374916

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Routing Number 231374916

Phoenixville Federal’s Student Loan Programs

Pennsylvania students who are interested in pursuing higher education can find assistance with the PA Forward Student Loan Program, part of the Pennsylvania Higher Education Assistance Agency (PHEAA). Discover the path to reach your educational goals through our dedicated program. We offer a range of private student loan options designed to empower Pennsylvania students on their quest for education, ensuring both financial relief and convenient loan management.

The Advantages of the PA Forward Student Loan Program

At Phoenixville Federal, we are committed to propelling the educational goals of students in our community forward by providing an array of benefits:


  • Simplicity: Say goodbye to application or origination fees.
  • Financial Prudence: Embrace low fixed interest rates, ensuring that managing your finances remains simple and straightforward.
  • Flexibility in Repayment: Tailor your repayment strategy to line up with your financial goals with various repayment options.
  • Incentives for Responsibility: Unlock potential interest rate rewards with diligent repayment practices.
  • No Penalties: Experience financial freedom with no prepayment penalties.
  • Comprehensive Funding: For graduate or undergraduate loans, the program covers up to 100% of the certified cost of attendance, including tuition, fees, room, board, and books.

Eligibility Tailored to Your Journey

The PA Forward Student Loan Program is designed to cater to a diverse range of individuals seeking higher education:


  • Undergraduate and Graduate Loans: If you’re eager to avoid parent loans, these programs may be extremely beneficial. Crafted for students enrolled in degree, certificate, or diploma programs.
  • Approved Institutions: Our loans are accessible to Pennsylvania residents attending approved schools within the state, as well as students from approved states (DE, MD, NJ, NY, OH, VA, and WV) attending accredited Pennsylvania institutions.
  • U.S. Citizenship or Eligible Non-Citizenship: We offer support to U.S. citizens and eligible non-citizens of the U.S.
  • Meeting Credit Requirements: Eligibility is based on meeting the minimum credit requirements for the program.

Refinance for Enhanced Financial Management

For individuals already navigating loan repayment, refinancing programs also offer some potential solutions:


  • Designed for Repayment Stage: Tailored to individuals currently repaying their student loans, student loan refinance options streamline debt management.
  • Widespread Accessibility: Open to residents of Pennsylvania and approved states (DE, MD, NJ, NY, OH, VA, and WV) who have borrowed student loans.
  • U.S. Citizenship or Eligible Non-Citizenship: We support U.S. citizens and eligible non-citizens of the U.S. in their academic journies. 
  • Adhering to Credit Requirements: Meeting the minimum credit requirements is pivotal for accessing refinancing.

Empowering Choices: Diverse Loan Types

Select from a range of loan types meticulously designed to accommodate your specific educational journey:

Undergraduate Loan – Learn More/Apply

Tailored for students pursuing undergraduate degrees, certificates, or diplomas.

Graduate Loan – Learn More/Apply

Ideal for those starting on advanced degree programs such as master’s, doctoral, law, health professions, and more.

Parent Loan – Learn More/Apply
A loan designed specifically for parents or guardians of dependent undergraduate students.

Refinancing Loan – Learn More/Apply

Strategically crafted to help borrowers in repayment effectively manage their student debt.

Plan Ahead and Make Informed Choices

The educational financing landscape can be intricate, but we’re here to provide guidance and make the loan process easier to understand for experienced or first-time borrowers: This career and college planning website provides practical guidance to help you navigate important decisions. Use this interactive tool to assess how your educational choices may impact your financial future. Access practical advice on dealing with common financial situations faced by college students and graduates.


Should you choose to apply for a PA Forward Student Loan, kindly return to our site. For specific queries about the loan program, please don’t hesitate to call 1-844-PAFORWD (1-844-723-6793). We’re dedicated to supporting your educational journey at every step.