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Welcome to Phoenixville Federal Bank & Trust
Call Today 610-933-1000 Our Hours Choose a location

Personal Lending

We have the funds… Tell us what you need!
Phoenixville Federal has a long history of offering excellent service and competitive rates to meet all your personal borrowing needs.


Buying your first home, renovating your current one, consolidating debt? Whatever your financial needs, we can help.

Don’t delay, let Phoenixville Federal help with your loan today!  
Subject to credit approval.

For more information or to schedule an appointment, please contact:
Allen R. Kramer
Senior Vice President / Chief Lending Officer / Retail Lending
NMLS ID#493972
610-933-1000 – Email 


Phoenixville Federal is the one source for the competitive rates and personalized service you deserve.

From prequalification to settlement, our hometown mortgage experts guide you through the sometimes complicated, confusing process of home mortgages. With Phoenixville Federal you will
… know how much house you can afford upfront
… confidently search for your dream home
… possess negotiating power
… easily transition from pre-qualification to settlement

Your community’s bank offers fixed interest rates with terms up to 30 years.

New Construction Loans

Our single-settlement construction to permanent loan for new homes saves you the settlement costs of two closings.

Home Equity Loans / Lines of Credit

Phoenixville Federal helps you realize your home’s potential!

Turn the equity in your home into cash for college tuition, a vacation home, overdraft protection, debt consolidation, remodeling…

  • Loans: 12 to 240 month terms; fixed interest rate for the life of the loan
  • Lines: No application fees;15 year draw with a 15 year payback; variable interest rate based on Prime Rate



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