Welcome, Guest to Phoenixville Federal Bank & Trust
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Personal Lending

We have the funds… Tell us what you need!
Phoenixville Federal has a long history of offering excellent service and competitive rates to meet all your personal borrowing needs.

 
 

Buying your first home, renovating your current one, consolidating debt? Whatever your financial needs, we can help.

Don’t delay, let Phoenixville Federal help with your loan today!

For more information or to schedule an appointment, please contact:
Allen R. Kramer
Senior Vice President / Chief Lending Officer / Retail Lending
NMLS ID#493972
610-933-1000 – Email 

Mortgages

Phoenixville Federal is the one source for the competitive rates and personalized service you deserve.

From prequalification to settlement, our hometown mortgage experts guide you through the sometimes complicated, confusing process of home mortgages. With Phoenixville Federal you will
… know how much house you can afford upfront
… confidently search for your dream home
… possess negotiating power
… easily transition from pre-qualification to settlement

Your community’s bank offers fixed interest rates with terms up to 30 years.

New Construction Loans

Our single-settlement construction to permanent loan for new homes saves you the settlement costs of two closings.

Home Equity Loans / Lines of Credit

Phoenixville Federal helps you realize your home’s potential!

Turn the equity in your home into cash for college tuition, a vacation home, overdraft protection, debt consolidation, remodeling…

  • Loans: 12 to 240 month terms; fixed interest rate for the life of the loan
  • Lines: No application fee on Open-end line of credit accessed by check; 15 year draw with a 15 year payback; variable interest rate based on Prime Rate

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Automobile

Let us help you get behind the wheel. With terms of 48 months on new vehicles and 36 months on used, Phoenixville Federal can steer you in the right direction.

Personal Loans

With terms from 12 to 36 months, and no collateral needed, a personal loan from Phoenixville Federal is the perfect answer to short-term borrowing for life's unexpected purchases.

 

Online Banking

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This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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