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Your community’s bank sponsors the organizations and programs that make this community great.




Giving Check 2022

Board of Trustees of Phoenixville Federal Bank & Trust (l. to r.): Jay Schaeffer, Richard Kunsch, Vice Chairman, James Clarke, Doug Darlington, President/CEO, James Lorah, Chairman, Robert Romain, Carl LaMastra, and James Reading, not pictured: Randall Ruch. 

For many years, Phoenixville Federal Bank & Trust has had a tradition of giving back a portion of its earnings to the communities we serve. This year is no different. Because of our local organizations from Phoenixville, Collegeville, Royersford, Limerick, and beyond, our neighbors received the help they needed to continue to provide for our community. 

So, as 2022 begins, we want to take the time to recognize and celebrate the work you do to make our communities thrive. Because of you, we are thankful and encouraged - whether there is a call for manpower, for food, for medical needs, or for prayers, it is a blessing to know that there are places to turn for help physically, spiritually, and emotionally.

We believe our good fortune and success is something to be shared. The bank’s 2021 year-end donations totaled nearly $79,000 to 66 area non-profits.

Phoenixville Federal Bank & Trust and ICBA Celebrate Community Banking Contributions That Help Local Communities Thrive

Covid-19 Pandemic shines light on benefits of banking locally

In recognition of Community Banking Month in April, Phoenixville Federal and the Independent Community Bankers of America (ICBA) are reminding consumers of the benefits of banking locally with an institution committed to their financial success and that stands with them through life’s ups, downs and everything in between.

Community banks take in local deposits and redistribute them back into the community—consistently making more than 60 percent of small-business loans and more than 80 percent of agriculture loans. They also contribute tax dollars that help maintain local municipalities and keep local neighborhoods viable and strong because serving the best interests of their customers is fundamental to their business philosophy. Community banks:

• Are highly favored by small businesses, earning a 74 percent net satisfaction score compared to 60 percent for large banks, 46 percent for finance companies and just 25 percent for online lenders, according to a Federal Reserve study.
• Are committed lenders with loan growth that has outpaced noncommunity banks for eight years.
• Demonstrate safety and soundness with higher capital ratios and better loan quality than the largest institutions.
• Offer high-tech, high-touch service, giving consumers access to modern-day conveniences while maintaining the superior customer service for which community banks are known.
• Have a strong track record in helping underserved Americans by focusing a relatively large share of their resources in low- and moderate-income tracts.

“Community banks are relationship lenders that stand by their customers and communities, and the pandemic has only emphasized their vital role in our financial system,” ICBA President and CEO Rebeca Romero Rainey said. “During ICBA Community Banking Month we are proud to recognize community banks as financial first responders who continue to demonstrate their flexibility to address unique financial needs while performing acts of community service that create healthy, resilient and vibrant communities, which benefit Americans nationwide."

About ICBA
The Independent Community Bankers of America creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

With nearly 50,000 locations nationwide, community banks constitute 99 percent of all banks, employ more than 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5 trillion in assets, over $4.4 trillion in deposits, and more than $3.4 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at


Ribbon Cutting

photo credit: Carla Haydt

Royersford Grand Opening

Phoenixville Federal is always improving to offer better services and convenience for our customers, so we are happy to announce that our Royersford Branch is now officially open and ready to serve the community.

Thank you to the Spring-ford Chamber of Commerce for their assist with our ribbon cutting held on Wednesday, April 10, 2019. Several local civic leaders, business leaders, board members, staff, customers and not-yet-customers, were on hand for the open house and reception following the ceremonial ribbon cutting.

We are proud of our roots and our long history, being a part of the Royersford community since 1975, so stop by and see our history wall of photos kindly provided by the Spring-Ford Area Historical Society.



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