Phoenixville Federal helps you protect yourself and your accounts with common sense options. When you write a check, use your debit card or make an automatic bill payment for more than the amount in your checking account, your account becomes overdrawn.
The best way to avoid overdraft fees is to manage your account so you do not overdraw on it. Keep track of how much money is in your checking account by:
Phoenixville Federal offers two convenient ways to protect your account and your reputation!
Please refer to the Phoenixville Federal Schedule of Services & Fees for current overdraft and transfer charges or contact your local branch to learn more.
OPT-IN to ODP Service
Overdraft Privilege or Overdraft Protection on ATM / POS Debit Card Transactions
We know that sometimes mistakes happen. That's life. Most customers appreciate that we honor their transactions so they have the convenience of making essential purchases with their debit card whenever necessary.
By agreeing to Opt-in you:
If you Opt-out, we must decline your purchase when there are insufficient funds available. It's simple and easy... and could save you time and money in the long run. See Opt-In Notice here.