Welcome Home: First-Time Homebuyer Program
Your First Home Starts Here
At Phoenixville Federal Bank & Trust, we believe everyone deserves the opportunity to put down roots in the community they love. That’s why we’re proud to introduce our “Welcome Home” First-Time Homebuyer Program- designed to make buying your first home more affordable and more achievable. Whether you’re just starting your home search or ready to make an offer, we’re here to guide you every step of the way.
Why Choose Welcome Home?
Buying your first home can feel overwhelming, but it doesn’t have to be. Our Welcome Home program helps reduce upfront costs and lower your monthly payment so you can move forward with confidence.
Key Benefits
- Lower Your Interest Rate
Enjoy a 0.125% rate discount on your mortgage, helping reduce your monthly payment over the life of your loan. - $1,000 Toward Closing Costs
Receive a $1,000 lender credit at settlement to help pay for closing costs.
Designed for First-Time Buyers
This program is built specifically for individuals and families purchasing their first home, or those who haven’t owned a home in the past three years.
Program Highlights
- Up to 97% financing available
- Fixed-rate mortgages up to 30 years
- Available for 1–4 family, owner-occupied homes
- Maximum purchase price of $1,000,000
- Local underwriting and personalized service
Supporting Our Community
As a community bank, we’re committed to helping our neighbors build strong financial futures. The Welcome Home program is one more way we’re investing in the people and neighborhoods we serve.
When you choose Phoenixville Federal, you’re not just getting a mortgage – you’re gaining a trusted financial partner for years to come.
Get Started Today
Ready to take the first step toward homeownership?
Our experienced mortgage team is here to answer your questions, walk you through your options, and help you feel confident every step of the way.
Contact us today to learn more about the Welcome Home First-Time Homebuyer Program.
